Usually your Insurance Company can provide a better quality service for about 1/10th of the cost of Auto Clubs and is not considered a claim on your policy.

Currently the major auto clubs pay their vendors (towing companies) the lowest rates in the country, so you're paying 10 times the cost for the lowest paid provider. This is why Auto Clubs are often late arriving at the scene because service through an Auto Club is considered a filler call meaning your dropped to the bottom of the tow list until no other higher paying calls are waiting.   

Check with your local insurance agent.  For example, State Farm offers this service for $10-$18 per year. and allows you to call the company you feel most comfortable with in your area. We hope you will give 1-800-TowFree a chance to earn your business with our Network of Towing Companies that were chosen by customers just like you for their ProActive approach of taking care of patrons. ( Treating others as we would like to be treated ourselves )